Ok, I\u2019ll be honest, I let me wife manage our finances.\u00c2\u00a0 I do so with confidence in her mathematical abilities, since I was a fairly poor school student.\u00c2\u00a0 Alas I had to grow up and become an adult, which is more about paying bills than it is about parties and hanging out.\u00c2\u00a0 So needless to say, I was extremely poor at managing my own budget at the time.\u00c2\u00a0 Today, I am proud to say that I have been turning that around with the graceful help of MoneyBook for the iPhone and iPod touch.<\/p>\n
First off, I must point out that the application sports super slick graphics that look like they are right out of the pages of Apples design studio.\u00c2\u00a0 There is no shortage of boring or ordinary eye candy!\u00c2\u00a0 It oozes style and sophistication without compromising\u00c2\u00a0key features. \u00c2\u00a0Managing your budget never looked so awesome!<\/p>\n
When you launch MoneyBook, you\u2019re immediately prompted with an overall month Overview of your total expenses.\u00c2\u00a0\u00c2\u00a0 From here, you are able to setup your monthly salary, which is likely not to change (unless you happen to be a freelance contractor I suppose). \u00c2\u00a0Alternatively, you can turn on “Budget Mode,” which does not allow incoming transactions to affect the monthly salary\/budget. \u00c2\u00a0This alternate mode really drives home the app’s true purpose of limiting your spending and increasing your savings potential.
\nOnce you set your salary up, you can then begin entering transaction right from the main screen. \u00c2\u00a0A great feature when you are grabbing that latte and need to enter the cost in while the barista works on your beverage.\u00c2\u00a0 As your purchases rack up, and you know they will, a very humbling sliding gauge animates it\u2019s way to the bottom.\u00c2\u00a0 Immediately, you regret getting that $7.00 latte, right?<\/p>\n
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You\u2019re not limited to just capturing your purchases.\u00c2\u00a0 As you acquire money from any source, like a side job or the change you found in the couch cushions, you enter those as income.\u00c2\u00a0 This helps prevent that pretty slider from reaching the very depressing bottom.\u00c2\u00a0 All kidding aside, the gauge really helps put your spending in perspective in a very simple, yet effective way.\u00c2\u00a0 The more accurate you are in managing your spending, the more influential MoneyBook becomes.<\/p>\n
MoneyBook has a few more tricks up its proverbial sleeves that make your investment even wiser.\u00c2\u00a0 While you\u2019re on either the Transactions or History views, you can rotate your phone to obtain a beautiful graph for each.\u00c2\u00a0 The power of MoneyBook strikes again here giving you a visual representation of your cash flow.\u00c2\u00a0 Another big feature that I found useful was the ability to export my history as a CSV file and email it to my home address \u201d\u201c better yet, my wife!\u00c2\u00a0 Now she can keep an eye on my careless spending.<\/p>\n
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Currently, you are able to set only recurring dates for transactions, much like a bill or rent payment due date. \u00c2\u00a0In addition to this feature, we are hoping to see the addition of a “Pay” date or even a “paid” function where the amount due would be deducted when the date has passed in a future update. \u00c2\u00a0After a few days of usage, I was wondering if this app had any potential for a push notification feature, as to remind you about upcoming bills or expected income. \u00c2\u00a0While I couldn’t see push notifications being justified, I was okay with that because what makes MoneyBook so special and effective is it’s simplicity. \u00c2\u00a0Sometimes popular features just don’t fit a well crafted application, and MoneyBook proves that point.<\/p>\n
On the surface, MoneyBook is a super sleek and very elegant money manager.\u00c2\u00a0 With a little effort from the user, MoneyBook\u2019s true potential is unlocked.\u00c2\u00a0 If you have been looking for a great way to stay on top of your finances, or if you need to track your expenses for a company trip, MoneyBook will not disappoint.\u00c2\u00a0 Just remember, you\u2019ll get out what you put in.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ok, I\u2019ll be honest, I let me wife manage our finances.\u00c2\u00a0 I do so with confidence in her mathematical abilities, since I was a fairly poor school student.\u00c2\u00a0 Alas I had to grow up and become an adult, which is more about paying bills than it is about parties and hanging out.\u00c2\u00a0 So needless to […]<\/p>\n","protected":false},"author":834,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,2126,16,17],"tags":[1462,2153,2154],"class_list":["post-14052","post","type-post","status-publish","format-standard","hentry","category-app-store","category-finance","category-iphone","category-ipod","tag-1462","tag-moneybook","tag-no-identity"],"_links":{"self":[{"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/posts\/14052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/users\/834"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/comments?post=14052"}],"version-history":[{"count":25,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/posts\/14052\/revisions"}],"predecessor-version":[{"id":14057,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/posts\/14052\/revisions\/14057"}],"wp:attachment":[{"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/media?parent=14052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/categories?post=14052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arronhirst.com\/blog\/wp-json\/wp\/v2\/tags?post=14052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}